Our Staff Patty Hess Executive Director Chief Credit Officer 530.893.8732 ext. 203 phess@3coreedc.org Luis Moreno Assistant Director 530.893.8732 EXT. 209 lmoreno@3coreedc.org Joanna Williams Finance Officer 530.893.8732 ext. 202 jwilliams@3coreedc.org Jacqueline Byrne Business Support Specialist 530.893.8732 EXT. 208 jbyrne@3coreedc.org Annie Chavez Loan Portfolio Manager 530.893.8732 EXT. 205 achavez@3coreedc.org Dan Zuno relationship manager 530.893.8732 EXT. 207 dzuno@3coreedc.org