Many business owners see the headlines about the California state budget impasse and then quickly move on to read the other stories. Not so with Steve Horne, Chief Operations Officer of Merit Medi Trans. What worried Horne was that a large percentage of Merit Medi Trans clients rely on Medicare payments to provide for their health-related transportation needs. When California’s budget was held up, so was Merit Medi Trans’ payments for the services they provide to mentally handicapped, aging or people that may need help during their rehabilitation process.

What started as a statewide problem quickly became a personal business problem. This cash flow crisis spurred Horne to pick up the phone and contact 3CORE. Horne is extremely appreciative of how quickly 3CORE provided the perfect financial solution during their cash flow crisis. “3CORE offered a pretty simplistic, streamlined process in how they came to the plate in our time of need. Their ability to work outside of the box that standard financial institutions must abide by made them the choice for us.”

As for the staff at 3CORE, Steve has nothing but praise. “Their relaxed, yet professional manner, made them very easy to deal with as we worked through the loan process together.” Without the loan from 3CORE, the management at Merit Medi Trans would have been faced with the task of drastically reducing their staff and hence the crucial services they offered. However, Merit Medi Trans was able to maintain their normal level of operations without any interruption in services to their clients until the state funding kicked in – something that helped hundreds of people with their transportation needs, and kept staff on payroll.

Steve Horne and the rest of the staff at Merit Medi Trans always put patient and client care first on their list of business values. Their goal is to provide safe, on-time transportation. As they expand and increase their services, Merit Medi Trans will continue to work with the 3CORE staff, knowing that 3CORE is there for them.

"3CORE offered a pretty simplistic, streamlined process in how they came to the plate in our time of need. Their ability to work outside of the box that standard financial institutions must abide by made them the choice for us."

Steve horne